About us
About MyMortgageNZ
In summary
This page explains who MyMortgageNZ is and how the service works. It covers what our mortgage review and borrowing tools do and do not do, how we are paid, and the registered details behind the service.
MyMortgageNZ is a New Zealand mortgage review service operated by Riverhorse Technologies Limited. We help homeowners understand their current mortgage position before they speak with a mortgage adviser, using indicative calculations based on the figures you provide and current advertised lender rates.
What we do
Our online mortgage review asks for a small number of details about your existing loan and shows an indicative comparison: the interest difference and possible term reduction if your loan were reviewed, alongside the figures you supplied. If you would like to take it further, we introduce you to a registered financial adviser who can assess your circumstances properly.
What we do not do
We are not a bank or a lender, and we do not approve lending. The results our tools produce are indicative only and are not personalised financial advice, a quote, an offer, a pre-approval, or a recommendation of any lender or product. Any figure shown is subject to a full lender assessment of your income, expenses, credit history and security property.
How we are paid
Using our review tools is free to you. Where you ask to speak with an adviser and go on to arrange lending, MyMortgageNZ may receive a referral fee from the adviser business or the adviser may receive commission from the lender. This never changes the rate you are offered, and we do not favour any lender in the figures we show you.
Registered details
Riverhorse Technologies Limited, trading as MyMortgageNZ. Financial service provider number: FSP number to be confirmed. Registered office: 142 Hurstmere Road, Takapuna, Auckland, New Zealand. Email: hello@mymortgagenz.co.nz.
Registered disclosure details (FSP number, registered address and dispute resolution scheme) are being confirmed and will be shown here in full before this site is submitted for financial services review.
Questions or concerns
If something is not clear, or you are unhappy with any part of our service, please see our Complaints & Disputes page — it explains how to raise a complaint and the independent dispute resolution scheme available to you at no cost.